Have you ever passed by a car accident while trudging through traffic on 45 or the 610 loop? You may not realize it but you’re witnessing the beginning of a battle for fair personal injury claims compensation. It unfolds quietly, often unnoticed by the public eye.
Victims find themselves facing adversaries not in courtrooms but in the seemingly neutral offices of insurance companies. These corporations, armed with strategies honed over decades, stand ready to ensure their profits soar, even if it means your rightful compensation doesn’t.
You have to think of insurance companies as casinos because that’s exactly what insurance is—a wager. The insurance company is betting that you will not experience an event that requires them to pay a claim greater than your total premium paid.
So, when you get injured and contact the at-fault party’s insurance company, do you think it is in their best interest to make sure you get compensated fairly? Absolutely not! They want to pay out as little as possible or avoid paying anything at all if they have it their way.
Insurance Companies Are NOT Your Advocate
Hollingsworth Law Firm is on the side of justice, so we’re exposing insurance companies and their playbook, showing you exactly why settling without a fight might mean you’re leaving a ton of money on the table.
We’re sure your insurance agent didn’t tell you that when you signed. So, let’s dive right into the common tricks insurance companies use.
The Friendly Foe: Insurance Adjusters
It starts with a simple, seemingly caring call. An insurance adjuster reaches out, voice dripping with concern, ready to “help” you navigate through your post-injury problems. They’re quick, efficient, and oh-so-sympathetic.
But here’s the kicker: their primary goal isn’t your recovery; it’s to close your case as cheaply as possible. The friendliness? A psychological move to make you comfortable enough to accept their first offer—a sum that’s almost always a fraction of what you deserve.
The Quick Settlement Trap
“Why wait?” they say. “We can settle this now, no need for lengthy disputes.” It’s tempting, especially when bills pile up and you’re in pain. However, this expedited resolution serves one purpose: to save the company money, often at your expense.
What’s not mentioned? The fact is that once you settle, you waive your right to file a claim if your medical conditions worsen and you need more medical treatment.
The Intimidation Game
When friendliness and speed don’t work, the tone shifts. Suddenly, you’re bombarded with legalese, deadlines, and veiled threats about the “uncertainty” of litigation.
They paint a picture so grim, so full of risk, that accepting their offer seems like your only sane choice. It’s psychological warfare designed to prey on your vulnerabilities in the aftermath of an accident.
The Surveillance Tactic
Believe it or not, some companies go as far as to monitor your social media profiles or even your public activities, hoping to find evidence that your injuries aren’t as severe as claimed.
A picture of you smiling at a birthday party? “Proof” you’re not suffering. It’s a violation of your privacy with one goal: to undercut or deny your claim and reduce or refuse settlement.
The Expert Witnesses Gambit
In cases that do proceed to litigation, insurance companies don’t hesitate to bring out the big guns: expert witnesses whose testimonies often skew heavily in the insurer’s favor.
These hired specialists can make it seem like your injuries are less debilitating than they are, challenging your credibility and the severity of your situation.
Your Best Defense: Knowledge And Representation
The battle may seem daunting, but you’re not powerless to insurance companies’ tricks. Knowledge of these tactics is your first line of defense. The second? A seasoned personal injury lawyer who knows the ins and outs of these corporate strategies.
Hollingsworth Law Firm specializes in cutting through the intimidation, refusing to settle, and taking them straight to trial where you have the best chance to ensure you receive the compensation you rightfully deserve.
Sure, some attorneys take the easy way and will tell you that a settlement or mediation is the best chance at money—that’s lazy and we aren’t apologizing for saying it.
In the end, understanding the lengths to which some insurance companies will go to protect their bottom line is crucial.
With Hollingsworth, you can navigate this treacherous landscape, ensuring you’re not another victim of their intimidation tactics but a winner standing tall with the compensation you truly deserve.
Don’t let them play you for a fool; fight back with the Hollingsworth Law Firm, take them to trial, and MAKE THEM PAY!
